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Jonas Templestein

Verified account iterate

@jonas

CEO iterate.com, prev. cofounder/CTO Monzo, dad of three
iterate.com Joined October 2009
2.9K Following 8.6K Followers 5.4K Posts

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Jonas Templestein Verified account @jonas
2025 will be the year we see the first self-driving startups.

Level 0: No AI
People do everything. They come up with ideas, build products, and run operations. Many legacy businesses still work this way.

Level 1: People use AI tools ⬅︎ we are here
People might use ChatGPT to help write copy or Cursor to help write code. This is where most startups are today.

Level 2: AI agents complete tasks based on human instructions
People might ask AI agents to write software from a plain-English spec or tell it execute well-defined customer service processes. At this point entire departments (like support or QA) get largely replaced by AI. No startups I know of operate at this level yet—but if yours does, let me know.

Level 3: AI agents propose changes to their own instructions
They might propose new customer service processes and product changes in response to customer feedback. Humans would still approve each of those changes. Just a few people could run a large company this way.

Level 4: AI agents autonomously change their instructions
At this point startups become self-improving. Humans would only be involved as an escalation point or where required by the real world (e.g. to raise capital or to incorporate). At this point many startups would only have one human.

Level 5: No humans
AI agents decide which businesses to start, raise capital (through crypto tokens or other means), build and run them. No humans required. This would require major reforms in the legal and financial system.
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Jonas Templestein Verified account @jonas
I think it would be very cool for kids (and grown ups) to be able to bring their own “learning level” to schools, educational software and games, tutors etc

Then lots of different services could update a shared learning record

Could be as simple as an MCP server with a builtin opinion on how to track learning progress
Roberto Medri Verified account @Paradosso 3d
Designed my own @Alphaschool parent dashboard with @muse spaces in 3 turns from the sofa. @jliemandt
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Jonas Templestein Verified account @jonas
Is there a word for the feeling you get when you made a bunch of hard to reverse decisions just before AI got good, and now AI tells you all the ways in which they suck?

Good examples might be scaling a company or, in my case, renovating a house 🤣
4 replies 0 reposts 18 likes 1.9K views View on X