compound

It's here... Meet the Compound iOS app. 🙌

Our dashboard gives you a complete picture of your financial life — net worth, equity, cash flow, tax modeling, and documents, all in one place.

The kind of visibility that used to require a family office is now accessible to anyone managing real financial complexity. And now it's on your iPhone.

Everything you need, now in your pocket:

→ Net worth tracking with automatic updates as markets move and valuations change
→ Equity grant monitoring
→Your full document vault — financial, tax, and estate files, always accessible
→Instantly switch between dashboards without signing back in

Everything stays secure and automatically synced, so what you see on your phone always matches what's on your desktop.

Already have a dashboard? Download and sign in. If you haven't set one up yet, you can do it entirely from your phone.

📲 Download on the App Store: apps.apple.com/us/app/compoun…

Q3 is coming to a close. What should you be watching as we head into Q4?

Join Compound Planning's Stephen Dean, CFA and Dimitry Farberov, CFA, CFP® on October 14 for our next Compound Conversation on the state of the market

Register here:
compoundplanning.com/events/state-o…

Parents worry about trusting their kids with money. The bigger risk might be the trust that determines how they actually inherit it.

Tim Hamilton, CFP®, CIMA® has seen that kind of mess up close in his own family. When his grandmother needed help, they found an annuity nobody knew existed, then other accounts the family had to piece together.

In the latest episode of "The Concentrated Position" Tim and Dimitry Farberov, CFA®, CFP® discuss:

→ Why an old trust is worth revisiting long before anything feels urgent
→ The sibling who becomes the default caregiver while everyone else lives somewhere else, and the resentment that builds when nobody says it out loud
→ The difference between a durable and a springing power of attorney, and why getting it wrong can leave you locked out exactly when you need it most

The episode also opens with what moved markets after a strong first half, from the Magnificent Seven's slump to the sharp rotation out of semiconductor names that had run up hundreds of percent.

Listen to "Trust Issues" on Spotify or Apple Podcasts.

🎧 Spotify: lnkd.in/gVwjKrD8

🎧 Apple Podcasts: lnkd.in/gEYWyNMk

✋ Did you hear Anthropic is reportedly considering requiring all employees to have a 10b5-1 plan after its IPO?

So ... what is a 10b5-1 plan, and why is that news?

It's typically used by executives and employees with access to sensitive, nonpublic information as a way to plan stock trades in advance.

A 10b5-1 plan lets someone set future stock sales or purchases ahead of time: the amount, timing, price, or a formula that determines them. Requiring one for every employee, not only executives, is what makes this uncommon.

It can also be used voluntarily as part of a broader strategy for anyone with significant company-stock concentration. Because the plan is set up before someone has any sensitive, nonpublic information, it can let trades execute later on a preset schedule, even during periods when they'd otherwise be restricted from trading. A separate IPO lockup would still apply on top of that.

Nothing is confirmed yet, but if this moves forward, it's understandable that employees may have questions about setting one up and how it fits into a broader post-IPO strategy.

We'll be covering 10b5-1 plans and everything else on IPO planning, including selling and diversification strategies, on our Compound Conversations tomorrow.

Save your spot to ask questions ahead of time or live, and get the recording either way 👉 compoundplanning.com/events/what-to…

Put $10,000 into a 529 when your kid is born. By the time they're 18, $30,000 of the growth could come out completely tax-free.

Todd Rowe, CPA, CFP® said it plainly on the recent episode of The Concentrated Position: a 529 works a lot like a Roth IRA, but for education. It's tax-free growth, as long as the money goes toward qualified education expenses.

And the accounts have gotten more flexible than a lot of parents realize:

→ Funds can now cover K-12 private school tuition, not just college
→ Unused funds can roll into a Roth IRA for the beneficiary, within certain limits

As Todd put it, unless a family has already decided education isn't something they're funding, a 529 is hard to pass up.

Listen to the latest episode, "The Baby Balance Sheet," with Tim Hamilton, CFP®, CIMA® and Dimitry Farberov, CFA®, CFP® on Spotify or Apple Podcasts.