Rob Boyd, Esq

Business is booming at Wetherspoons.

The British pub giant is opening twenty-five new pubs amidst a surge in food & drink sales.

With breakfasts, including coffee, between £4 and £7.50, around half what you'd pay in a simple cafe - it's not hard to see why the Spoons model works.

Are you a Spoons lover?

Sure, go to an artisan cafe and you'll get better sausage & free range eggs - but Spoons target those who eat out several times a week.

With drinks being equally cheap, other pubs simply can't compete.

David Walliams missed the 430pm deadline to lodge an appeal to keep his anonymity over his sexual misconduct saga.

He can now be legally named as the "mystery celebrity" by the media.

I predict they will keep their powder dry whilst Brand is dominating the news cycle, and go for him on the Sunday papers..

Well, I guess today's headlines have protected the computer from saying "NO" for one more day 😉

So you've got a £5,000 down-payment to put towards financing a new car?

What do you choose?

If you're paying-off a mortgage, the person who has been educated in financial resilience, will buy a £5000 car.

Using it as a deposit drowns you in the monthly payments trap.

Even a "cheapish" £25k nearly-new car, will leave you with £400 monthly HP payments for five years.

The £25k becomes £35k with interest.

If you use the dealer finance it will be closer to £40k.

That £35k is worth just £10k after five years.

What on earth are you doing with your life?

That nearly-new Mercedes isn't as well made as one that's 10 years old, anyway.

Buy the 2016 model with service history.

For cash.

Remember what they said?

You'll own nothing, but you'll be happy.

Or will you?

I'm NO fan of Russell Brand or have any sympathy with his online grift.

I think he should be held legally accountable for his behaviour toward women.

However, TEN years, of which he will have to serve 7.5, seems very skewed, compared to similar cases.

That's all I have to say on the matter.