What you can do in Gem Wallet today that you couldn't last week:
1. Swap XRP for RLUSD and USDC right on the XRP Ledger, no extra token setup 2. Swap XLM, USDC and Stellar tokens via Stellar DEX in one transaction 3. Swap DOT for BTC, ETH, SOL and stablecoins via Chainflip 4. Trade oil, US stocks, gold, the S&P 500 and currencies 24/7 as perpetuals, with leverage from 20x to 50x 5. See what you're paying for in Solana Pay before you confirm
Your $USDT can get frozen even if you did nothing wrong
You sell crypto to a stranger or get paid in USDT, send it to an exchange - and your account is frozen. Sometimes for weeks, even months.
Why: exchanges check where every deposit came from. If those USDT passed through scam wallets before, the questions go to you.
How to protect yourself: Don't take USDT "below market price" or from people you don't know Save the chat, transaction hash and sender details for every big transfer Before sending to an exchange, know where the money came from - you'll be asked
In Gem Wallet, your USDT stay with you, not in an exchange account that can be frozen during a review. And before every transfer, the wallet checks the address and token against HashDit and GoPlus databases - it stops fake USDT and scam addresses.