Just because you’re between jobs doesn’t mean you have to wait on health insurance. Short-term plans are easy to apply for, can cover you for a short period of time and kick in right away.
What’s the difference between an HMO and a PPO? HMOs limit you to providers within the plan’s network. PPOs also have a network, but they let you see any provider — even if they’re out of network. PPOs are more expensive than HMOs, but they offer more choice.
Many ER visits require hospital admission. In 2021, the average daily cost of an in-patient hospital stay post-ER was $2,883. Hospital indemnity insurance benefits can help cover these costs. Learn more about hospital indemnity insurance at bit.ly/3YTKeZf
Don’t wait too long for dental insurance. Plans typically cover diagnostic exams and preventive services, such as cleanings. Learn more about dental insurance coverage at bit.ly/3xrlcFq
Good habits like eating well, exercising regularly and going for your annual check-ups build better health! February is National Heart Month. Celebrate by checking in with your heart habits and focusing on any areas that you feel could use some TLC in the year ahead.