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Michael Mugabi

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@MugabiMk

MD/ CEO @housingfinanceU |Pres Emiretus- Inst of Corp Gov of Ug- @ICGU256 | Chair Bd of Dirs - UIBFS @ibfsUg FCIS; Alt Director Shelter Afrique
Kampala, Uganda housingfinance.co.ug/about-us/manag… Joined May 2022
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Michael Mugabi Verified account @MugabiMk
Partnerships play an important role in driving lasting change, particularly when organisations come together around a shared purpose. Education is one area where this collective commitment can shape the future of communities and the country.

This morning, I joined @nssfug and fellow partners for the launch of the eighth edition of the Kampala Hills Run, ahead of the run scheduled for 6th December 2026. @housingfinanceU is contributing UGX 80 million towards this year's initiative, which aims to raise UGX 1.5 billion to improve learning conditions in 10 public schools across Uganda.

At @housingfinanceU, financing homes and businesses also means investing in the environments where children learn, grow and develop the skills to pursue their ambitions. I believe financial inclusion begins in the classroom, where the next generation acquires the knowledge and skills that will shape their future.

The impact of this initiative is already evident, with 60 classrooms renovated in more than 25 public schools through previous editions. Behind every renovated classroom is a child who can learn in a safer environment, a teacher with better conditions to inspire, and a community with renewed hope and dignity.

As corporate institutions, we must consider what more we can individually contribute to this cause. The challenge is great, but so is our collective capacity to make a difference. I look forward to seeing more organisations and Ugandans join us on 6th December as we continue creating better learning opportunities for children across the country.
Michael Mugabi Verified account @MugabiMk
Uganda’s growth ambitions will require more than capital. They will require capital that moves into the right places, at the right time, and with the right risk discipline.

That was part of the conversation at yesterday’s @ugbankers Informal Dinner with the Governor, @BOU_Official, Micheal Atingi-Ego and leaders across the financial sector.
Michael Mugabi Verified account @MugabiMk
Financial inclusion cannot grow without trust. And trust cannot exist where citizens do not feel protected from financial crime.

At the 4th Financial Sector Anti-Fraud Forum, held under the theme “Safeguarding the Citizen. Beyond Infrastructure, Into Enforcement,” I reflected on the responsibility of the financial sector to protect citizens as we pursue Uganda’s growth and financial inclusion ambitions.

As Chairman of the Uganda Bankers’ Association (UBA), I am particularly conscious of the collective responsibility of the banking sector to help build a financial system that is trusted, secure and inclusive.

Our Tenfold Growth ambitions across Agro-industrialisation, Tourism, Minerals, Science and Technology will require bringing millions more Ugandans and businesses into the formal financial system.

That expansion must be built on trust.
Michael Mugabi Verified account @MugabiMk
At this year's Annual Bankers Conference, we examined what it will actually take to finance Uganda's Tenfold Growth ambition.

One point stayed with me: this is not a question of mobilising more capital, but mobilising the right capital. Patient capital, appropriate tenors and effective risk-sharing will determine whether we can unlock investment in agro-industrialisation, tourism, infrastructure and minerals.
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Michael Mugabi Verified account @MugabiMk
Financing Uganda’s Tenfold Growth Ambition

This morning, I led the opening of the 9th Annual Bankers’ Conference as Chairman of the Uganda Bankers’ Association (@ugbankers), under the theme “Financing Uganda’s Tenfold Growth Ambition.”

The conference brings together leaders from the banking and financial sector, Government, private sector, development partners, academia, civil society and other stakeholders to deliberate on a defining question for Uganda: How do we finance our ambition to become a USD 500 billion economy by 2040?