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Promised I'd break down how the @tokenforge payout flow moves. Here's the simple version.
Step one. Money comes in.
In a securitization, a pool of receivables (think loans or invoices) pays out every month. EOS brought the know-how on managing that side.
Step two. The waterfall.
There's a strict order for who gets paid. Senior investors first, then the next layer, then the next. Usually, a team works through this by hand, and that's a big part of why it takes 30 days or more.
Step three. The smart contract does the math.
The whole payment order lives in code that @tokenforge built. Each investor's share gets calculated automatically the moment the money lands.
Step four. Payout in regulated euros.
Investors get paid in a euro stablecoin issued by AllUnity as licensed e-money, running on Stellar. It settles almost in real time.
PwC handled the concept and made sure the setup fits the EU Securitization Regulation. Every step leaves an audit trail.
So the slow part was never the money moving.
It was people checking the order by hand.
Take that out, and a month turns into a day.
Step one. Money comes in.
In a securitization, a pool of receivables (think loans or invoices) pays out every month. EOS brought the know-how on managing that side.
Step two. The waterfall.
There's a strict order for who gets paid. Senior investors first, then the next layer, then the next. Usually, a team works through this by hand, and that's a big part of why it takes 30 days or more.
Step three. The smart contract does the math.
The whole payment order lives in code that @tokenforge built. Each investor's share gets calculated automatically the moment the money lands.
Step four. Payout in regulated euros.
Investors get paid in a euro stablecoin issued by AllUnity as licensed e-money, running on Stellar. It settles almost in real time.
PwC handled the concept and made sure the setup fits the EU Securitization Regulation. Every step leaves an audit trail.
So the slow part was never the money moving.
It was people checking the order by hand.
Take that out, and a month turns into a day.
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