The Paypers

💡 A2A payments’ progress depends on trust, something that is clear from The Paypers’ Account-to-Account Payments Report 2026, now freely available to download ➡️ bit.ly/3TuCEHK

As A2A payments have expanded over the years, this third edition of the report will help all ecosystem players navigate the complexities of A2A payments. Split into six sections covering the global landscape, our industry guide shares insights into:
✔ Real-time payments (RTPs) infrastructure and scheme evolution
✔ A2A technology enablers: Open Banking, Open Finance, and CBDCs
✔ A2A payments interoperability and cross-border scaling
✔ The global A2A market landscape – local and regional developments
✔ Regulations and fraud prevention

None of The Paypers' reports is complete without industry mappings, so we’ve prepared two infographics featuring local and regional A2A schemes and rails, plus Open Banking- and Open Finance-based A2A payments and technology providers.

With 90%+ of in-person card transactions in Spain already contactless, per @BancoDeEspana, MONEI’s Tap to Pay on iPhone lets small retailers, mobile services, and hospitality businesses accept payments without POS hardware. It adds to MONEI’s 40+ payment methods, including @Bizum_ES.

.@Revolut is opening up Poland’s @BLIKmobile to customers across Europe.
With BLIK Global, 2.2M Revolut users outside Poland with an active PLN wallet can generate BLIK codes for online shopping, in-store payments, and ATM withdrawals in Poland, with no Polish banking app needed.

Two models for AI in personal finance: @AnthropicAI + @Plaid let consumers grant a third-party AI read-only access to their accounts, while @CharlesSchwab keeps AI in-house and blocks autonomous external agents.

🗨️ Read more: buff.ly/IXWbg9f

South Korea’s crypto tax could be delayed again.
The finance minister says the government will consult lawmakers on pushing the 22% tax on crypto gains from January 2027 to 2029, which would make it the fourth postponement.