OCC

The small business and small farm lending data reported under the CRA regulations are aggregated into three categories based on loan size and reported at the census tract level, rather than loan-by-loan. Access the data tables at occ.gov/news-issuances….

Banks have a long history of driving innovation to serve their customers. The OCC’s supervisory framework on SI is an important milestone for the financial industry as it continues to innovate responsibly. The OCC will continue to encourage safety, soundness, and innovation through a technology-neutral approach. occ.gov/news-issuances…

The OCC released a list of Community Reinvestment Act performance evaluations that became public during the period of October 1 through October 31. occ.gov/news-issuances…

The @USOCC is committed to ensuring its regulated institutions can engage in the business of banking and provide fair access to financial services without improper interference of state laws. The application of two California climate disclosure laws to national banks and federal savings associations raises serious legal and policy concerns for the OCC and is likely to decrease competition, drive up prices, and reduce Californians’ access to financial services. @USComptroller Gould urges @AirResources to clarify these climate disclosure laws are not applicable to federally chartered banks. occ.gov/news-issuances…

The OCC wants community banks to help shape the future of payments and is encouraging the development of payment stablecoin capabilities within the community banking sector. Interested community banks are encouraged to consider applying to become, or for a subsidiary to become, a permitted payment stablecoin issuer, as applicable. These opportunities complement the OCC’s Community Bank Comeback initiatives to right-size regulation and tailor supervision so community banks can grow, compete, and continue serving their communities. OCC.gov/GENIUS