ViFi Labs

You can move a billion dollars onchain in seconds. You still can't move a million dollars into naira, pesos or shillings the same way.

ViFi is onchain FX built on Uniswap v4 hooks. Our testnet is live today on Base Sepolia and Arc Testnet.

Try it: app.vifilabs.xyz

The gigachad @varounsvlogs breaking down what we’re building

African sovereigns borrow in dollars at 10–15% yields. The standard explanation: "that's what the risk requires."

The data tells a more uncomfortable story. A meaningful slice of that premium isn't risk, it's perception. 🧵

The most popular take on stablecoins in emerging markets is also the most incomplete:

"Dollar stablecoins bank the unbanked."

They do move value. They also quietly export a problem most EM central banks haven't priced in. 🧵

Every year, migrant workers send hundreds of billions of dollars home to their families.

A significant portion of that money never arrives. It is captured in fees, spreads, and margins before it reaches the people it was sent for.

This is not an accident. It is a feature.