Arf

Arf is bringing settlement liquidity to the @XRP Ledger.

Cross-border payments move trillions of dollars every year, but the capital needed to move that money often remains tied up across markets.

That’s why we’re partnering with @Ripple to bring RLUSD-powered settlement liquidity to licensed cross-border payment companies on the XRP Ledger (XRPL).

Read the full announcement: arf.one/arf-and-ripple…

Just days after announcing our partnership with @Ripple, our team was in New York for #Swell2026.

Our co-founders @alierhat and @ozyilmazkazim met with the Ripple team to discuss what comes next.

@ozyilmazkazim also joined the panel "Bringing Institutional Credit on XRPL", discussing the role of credit in the next phase of institutional adoption.

One thing became clear: payment rails are evolving, but liquidity still needs to catch up.

Payment providers continue to tie up capital across markets to keep payments moving. Bringing liquidity directly into payment flows is the challenge we're working to solve with Ripple on the @XRP Ledger.

Thanks to everyone who made the week meaningful. Lots to build. More soon. 🌊

Next stop: @Ripple Swell, New York. 🗽

Last week, we announced our partnership with Ripple. This week, our co‑founders @alierhat and @ozyilmazkazim, together with Giray Hasanali, are at Swell to keep building.

🎙️Catch @ozyilmazkazim on Thursday, Oct 29, at 1:30 PM for “Bringing Institutional Credit on XRPL,” alongside Mikheil Didebulidze (@vs1_finance), Tom Lombardi (@cicadacredit) and Jakob Kronbichler (@ClearpoolFin), moderated by Jasmine Cooper (@Ripple).

Together, we're working to bring settlement liquidity to more cross-border payment providers on the XRP Ledger.

See you in New York.

Elbruz Yılmaz will be speaking at #Meridian 2026 in Lisbon on October 28.

@elbruzyilmaz will take part in “Issuance to Deployment: How Assets Are Put to Work” alongside Oya Celiktemur, EMEA Director at @Ondo, and Angie Dobbs (She/Her), SVP of Operations at @rails_xyz, with Kate Montgomery, Director of Product, Partner, Ecosystem Marketing at @StellarOrg, moderating the discussion.

The panel will explore how institutions issue, move and deploy tokenized assets across collateral, yield and settlement.

On 20 October at Capital & Code Frankfurt, @elbruzyilmaz will join the panel “Trapped Money - Freeing the Billions Locked in Cross-Border Treasury,” alongside Max Abdulkerimov, Co-Founder & CTO at Zuba, moderated by Christian Niedermueller, CEO & Managing Director at LianLian.

The discussion will explore how the industry can unlock trapped liquidity in cross-border treasury and enable money to move more efficiently across markets.