Arman Javaherian

When I bought my house I did most of the agent work myself... open houses, comps, reading every disclosure, and my realtor best friend split the commission with me 50/50. That deal is basically Homa now, except AI does the legwork and the commission comes back to you at closing.

California just passed Prop 37 with 61% voting yes... a $25B bond covering up to 17% of a new build as a second loan, with as little as 3% down. real help but only half the math... with Homa, a licensed AI-native brokerage, the agent commission comes back to you at closing.

Most buyers hand their agent a five figure commission without ever asking what they got for it... at @BuyWithHoma the AI does the searching, comps and offer math, a licensed agent signs off, and the commission comes back to you at closing, which the old model never would

if you're house hunting without an agent, think twice before calling the listing agent for a showing... once they know you're unrepresented they can often keep the buyer side of the commission too, and that money isn't finding its way back to you

Rates finally went down a little, and I know a little doesn't feel like much when you're trying to buy. Freddie Mac's 30-year average was 7.32% last week, down from 7.40%. A year ago it was 6.19%. The Fed meets this week and is expected to hold.