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Today we are proud to introduce @Arc, a new blockchain network purpose-built for stablecoin finance.
Arc is a step toward something I’ve been working on for years: building a real-world financial system that’s programmable, transparent, and global. One where the benefits of blockchains—openness, speed, and accessibility—can finally show up in everyday financial life.
But to understand why Arc feels so important to me, I want to share a bit of how I got here.
I studied finance at Cornell and spent time working at hedge funds and investment banks. That experience gave me a close look at how money moves through the global system. What stood out to me wasn’t the inefficiency – it was who the system served and who it left behind. The moment it became personal was when I tried sending money to my aunt in India. It should have been simple. Instead, it was slow, expensive, and unnecessarily complicated. That experience forced me to confront how outdated and exclusionary financial infrastructure really is.
It also pushed me into crypto. I joined a company building payment rails on the Bitcoin Lightning Network, trying to reimagine global payments from the ground up. The vision was bold, and I believed in it. But speed alone wasn’t enough. Without privacy, usability, and institutional trust, we were still far from something people could rely on at scale. That led me to start a company focused on privacy-preserving infrastructure. We wanted to build a foundation that made blockchains more secure, more human, and more capable of supporting real-world adoption.
That company was eventually acquired by @circle, where I’ve been working on how to bring stablecoin-based finance to individuals, developers, and institutions. That work has led to Arc. Arc is launching at a moment that feels uniquely aligned. The technology has matured. Institutions are leaning in. And the core building blocks—stablecoins, lending markets, and payment protocols—are in place. Arc isn’t trying to replace what came before. It’s here to complement it, with a purpose-built platform designed for performance, opt-in privacy and stablecoin-based financial use cases.
To me, Arc is a bet that now is the right time to lay the foundation for a more open, efficient, and inclusive financial system. A belief that stablecoins, paired with the right infrastructure, can open the door to a new category of finance, what we call StableFi. Not just for the crypto-native, but for people like my aunt who simply need a better way to move money and access financial tools.
Arc isn’t the finish line. It’s the starting point. I’m proud to be part of it, and I’m even more excited for what comes next. We’re still early, and there’s a lot to figure out. But the path feels clearer than ever. I’m excited to keep building, and even more excited to see what others create on Arc.
Arc is a step toward something I’ve been working on for years: building a real-world financial system that’s programmable, transparent, and global. One where the benefits of blockchains—openness, speed, and accessibility—can finally show up in everyday financial life.
But to understand why Arc feels so important to me, I want to share a bit of how I got here.
I studied finance at Cornell and spent time working at hedge funds and investment banks. That experience gave me a close look at how money moves through the global system. What stood out to me wasn’t the inefficiency – it was who the system served and who it left behind. The moment it became personal was when I tried sending money to my aunt in India. It should have been simple. Instead, it was slow, expensive, and unnecessarily complicated. That experience forced me to confront how outdated and exclusionary financial infrastructure really is.
It also pushed me into crypto. I joined a company building payment rails on the Bitcoin Lightning Network, trying to reimagine global payments from the ground up. The vision was bold, and I believed in it. But speed alone wasn’t enough. Without privacy, usability, and institutional trust, we were still far from something people could rely on at scale. That led me to start a company focused on privacy-preserving infrastructure. We wanted to build a foundation that made blockchains more secure, more human, and more capable of supporting real-world adoption.
That company was eventually acquired by @circle, where I’ve been working on how to bring stablecoin-based finance to individuals, developers, and institutions. That work has led to Arc. Arc is launching at a moment that feels uniquely aligned. The technology has matured. Institutions are leaning in. And the core building blocks—stablecoins, lending markets, and payment protocols—are in place. Arc isn’t trying to replace what came before. It’s here to complement it, with a purpose-built platform designed for performance, opt-in privacy and stablecoin-based financial use cases.
To me, Arc is a bet that now is the right time to lay the foundation for a more open, efficient, and inclusive financial system. A belief that stablecoins, paired with the right infrastructure, can open the door to a new category of finance, what we call StableFi. Not just for the crypto-native, but for people like my aunt who simply need a better way to move money and access financial tools.
Arc isn’t the finish line. It’s the starting point. I’m proud to be part of it, and I’m even more excited for what comes next. We’re still early, and there’s a lot to figure out. But the path feels clearer than ever. I’m excited to keep building, and even more excited to see what others create on Arc.
Introducing Arc, an open Layer-1 blockchain purpose-built for stablecoin finance.
From payments to FX to capital markets, Arc is the home for builders innovating with digital money and tokenized value on the internet.
Stablecoins have shown us what’s possible.
They’ve powered trillions in onchain transactions and unlocked a faster, more open financial system.
Arc is designed to provide an enterprise-grade foundation with the performance, reliability, and liquidity needed to scale stablecoin use cases worldwide.
Featuring:
✅ USDC as native gas
✅ Built-in FX engine
✅ Deterministic sub-second finality
✅ Opt-in privacy
✅ Full Circle platform integration
At its core is Malachite, a high-performance consensus engine developed by @informalinc that powers Arc with safety, liveness, and resilience at scale.
Arc expands the design space for stablecoins by uniting speed with certainty and delivering the native tooling needed to meet real-world business obligations.
Open and composable, Arc is designed to interoperate seamlessly with the broader multichain ecosystem.
Fully EVM-compatible, developers will be able to build on Arc using the same frameworks and tooling they know and trust.
Together, we’re laying the foundation to move stablecoin finance from early adoption to globally trusted infrastructure.
Arc will enter private testnet in the coming weeks, with public testnet expected this fall.
Read the litepaper → arcnetwork.xyz/litepaper
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