Neobank IPOs face headwinds as rate cuts could squeeze NIM. Key differentiator will be their ability to diversify revenue beyond interchange. Chime's savings focus vs Revolut's super-app strategy will be telling for the sector's evolution.
Hey @finblueprintView quoted post on X
What should we think about the Chime and Revolut IPOs coming 2025? I wonder if neobanks will hold up as interest rates fall.
