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@fintechjunkie

Founding Partner 37Maru. Co-Founder QED Investors. 7X Forbes Midas List. Author of ArrowProof. CEO of a new fintech company in stealth mode!
Virginia 37maru.com Joined April 2015
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fintechjunkie Verified account @fintechjunkie
What if the best startup advice came wrapped in a story you couldn't put down?

It’s finally here! After a year of hard work and many sleepless nights, I can finally say that my book has been published. Amazon and Ingram links are in the comments if you want to pick up a copy for yourself or your company.

ArrowProof is my attempt to package insights about the Startup journey into something more engaging than “yet another business book”. Rather than lecture with a framework laid out in a highly sanitized format, I wanted to show an Advisor’s “wise advice” in action through the eyes of two first-time Founders navigating their own impossible journey.

And because I can’t help but break from convention, my characters aren’t what one would expect. I chose Achilles and Tortoise as my protagonists as an homage to a remarkable literary heritage that’s near and dear to my heart. These characters first appeared in Zeno's famous paradox, were brilliantly reimagined by Lewis Carroll in his mathematical dialogues, and found new life in modern literature in Douglas Hofstadter's "Gödel, Escher, Bach" and "I Am A Strange Loop."

What drew me to them was how these great writers used them as a convention to make complex ideas accessible through conversation. They represent the art of distillation that I've spent my career perfecting. My superpower has always been the ability to take nuanced, sophisticated concepts and make them digestible without losing their power. And this is why using Achilles and Tortoise was my obvious choice.

This book is for Founders who want to see the Startup journey mapped out honestly, without sugar-coating the inevitable challenges or overselling the victories. It's for Investors who want to better understand what Founders actually experience during the critical moments that determine success or failure. It's for anyone curious about how real companies emerge from the chaos of Entrepreneurial ambition.

Most importantly, it's for anyone who appreciates that the best business wisdom often comes not from textbooks or case studies, but from the messy, complicated, deeply human process of building something from nothing.

AI might eventually replace me with better advice that’s wrapped in a better-written book, but until then, I hope ArrowProof serves as a useful guide for anyone brave enough to build something new.

Please enjoy. Please share. And please reach out if you're looking for advice.

Onwards and upwards.

Fintechjunkie
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fintechjunkie Verified account @fintechjunkie
For many people, working into their 70s isn't a choice. It's the only way the math works. It assumes your body and your employer cooperate which is asking a lot given today's job market and health trends. Telling people to prepare to work forever isn't advice. It's an admission.
unusual_whales Verified account @unusual_whales 7h
"As lifespans increase, people have to prepare, mentally and financially, to work well into their 70s and 80s," per WSJ
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fintechjunkie Verified account @fintechjunkie
Six figures used to mean you'd made it. Growing up, I thought it was a rich person's salary. What's true is that money is a relative concept. There is no absolute that can be used as an anchor. What money buys changes and it's changed a lot in the past few decades.
Nick | Growth & Dividend Investing Verified account @Smartnetworth1 2d
Making $100K a year is now considered lower middle class income in 12 U.S. states.

Those states include:

Massachusetts,
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fintechjunkie Verified account @fintechjunkie
The analysis is simple: The math says rent and invest wins. The truth is that in real life, most people will never invest the difference. Life eats it. This doesn't make the math wrong. It just means that winning the long game isn't as simple as spreadsheet math.
Tosho Verified account @richtosho 1d
Buying a house with a 35-year mortgage
VS renting forever and investing the difference

Same town, same salary.

@grok who wins at age 60? Real analysis, not parents opinion.
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fintechjunkie Verified account @fintechjunkie
The data's not wrong, it just measures the wrong thing. The government doesn't track your premium. It only tracks what insurers keep after paying claims. Claims jumped after Covid, margins shrank, so the "price" fell 35%. Your premium didn't budge. Healthcare games in one chart.
Charlie Bilello Verified account @charliebilello 1d
The most absurd number in CPI? According to the US Government, the cost of health insurance has declined 35% over the last 4 years...
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