Jonny Fry

youtube.com/watch?v=ITj2Y6… #DigitalBytes @TeamBlockchain Danish banks now paying borrowers to take out a loan. What will the unintended consequences of negative interest rates The next financial crisis Central banks cannot cut interest rates to stimulate growth, what tools are left?

I just published Digital Bytes 3rd June 2026. An independent analysis of AI, blockchain, stablecoins, tokenisation and digital finance, helping decision-makers understand how technology is rewriting money, markets and global power.medium.com/p/digital-byte…

Not your keys, not your justice: how self-custody is breaking traditional asset recovery, By James Ramsden KC 🔑 "Not your keys, not your coins."
We've been saying that for a decade. Here's the version courts are about to learn:

The fear factor: why wealth does not always mean wisdom in investing, by @jonnyfry175 open.substack.com/pub/digitalbyt… unprecedented access to data and sophisticated AI-driven investment tools, fear remains the most powerful force shaping financial decisions.

Digital Bytes 15th October 2025 . A weekly analysis of who, how, why and where blockchains and digital assets are being used. This week we look at:
The role of tokenisation in the next financial crisis
Decentralised exchanges: Binance founder, CZ’s, new focus - Aster