MC

@NCBABankKenya 's LOOP DFS launches LOOP BIZ+ to help Kenyan businesses get paid, access financing and grow.

The integrated merchant platform brings together digital payments, working-capital financing, customer discovery and AI-powered inventory management, allowing businesses to manage key operations from one platform.

Merchants can accept card and M-PESA payments on one POS device, market their products to more than 500,000 LOOP consumers through LOOP Discover, and use transaction data to support credit assessments, subject to eligibility and approval.

The platform also offers inventory insights to help merchants make smarter stocking decisions, addressing a common challenge for SMEs juggling multiple systems to run their businesses.

The proposition: less time managing systems, smarter business decisions and more opportunities for growth.
Asante for having me moderate.

#LOOPBIZ #WeMindYourBusiness #SMEs #DigitalFinance #KenyanBcubsainess

1. 𝗣𝗿𝗼𝗳𝗶𝘁 𝗶𝘀 𝗻𝗼𝘁 𝗰𝗮𝘀𝗵 — A business can report impressive revenue and profits yet struggle to pay suppliers, salaries and operating expenses. The difference often lies in the cash conversion cycle: money tied up in inventory and unpaid invoices is money the business cannot use today.

2. 𝗚𝗿𝗼𝘄𝘁𝗵 𝗰𝗮𝗻 𝗸𝗶𝗹𝗹 𝗮 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 — Expanding into new markets or launching new products before assessing cash flow can put an otherwise healthy business under pressure. Growth must match the business’s financial capacity. Resilience and sustainability matter as much as ambition.

3. 𝗧𝗵𝗲 𝗺𝗼𝗻𝗲𝘆 𝗶𝘀 𝗻𝗼𝘁 𝗮𝗹𝗹 𝘆𝗼𝘂𝗿𝘀 — Sales revenue must cover suppliers, salaries, operating costs and financial obligations before the balance can be treated as profit. Businesses that spend incoming cash without accounting for these commitments risk damaging supplier relationships and accumulating unsustainable debt.

4. 𝗧𝗿𝗮𝗱𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗰𝗮𝗻 𝗼𝗽𝗲𝗻 𝗻𝗲𝘄 𝗺𝗮𝗿𝗸𝗲𝘁𝘀 — Tools such as letters of credit and bank guarantees help bridge trust between buyers and sellers who may never have transacted before. With the right financing and risk assessment, businesses can import equipment, increase production capacity and reach new markets without relying solely on upfront cash.

5. 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗮𝗿𝗲 𝗿𝗲𝗱𝗲𝗳𝗶𝗻𝗶𝗻𝗴 𝗰𝗮𝘀𝗵 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 — Real-time collections, automated reconciliation and integrated payment systems give businesses better visibility of their money and reduce manual processes. Regional payment platforms are also making it easier to transact across African markets.

6. 𝗧𝗿𝗮𝗱𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗶𝘀 𝗻𝗼𝘁 𝗮 𝘀𝗵𝗼𝗿𝘁𝗰𝘂𝘁 𝘁𝗼 𝗲𝘅𝗽𝗮𝗻𝘀𝗶𝗼𝗻 — Working capital should support the trading cycle, while long-term growth requires its own plan and funding. Businesses must continually assess risk, maintain integrity, build trusted relationships and know when to cut losses.

Full conversation with Grace Mbugua, and GEORGE KILUVA (CDCS) @kcbgroup The Lion’s Share Podcast here: youtube.com/watch?v=4P1EHe…

#TheLionsShare #KCB #CashFlowManagement #TradeFinance #BusinessGrowth #AfricanTrade

You have less than 4 days to close of the @QuickmartKenya IPO

1. 𝗔𝗻 𝗜𝗣𝗢 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗮𝗹𝘄𝗮𝘆𝘀 𝗺𝗲𝗮𝗻 𝗻𝗲𝘄 𝗺𝗼𝗻𝗲𝘆 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 - Quickmart Kenya Official is a secondary offer, meaning existing shareholders are selling shares rather than the company raising fresh capital for expansion. Waweru’s point is that investors must understand the transaction structure and why the shares are being offered, instead of assuming every IPO funds business growth directly.
youtube.com/watch?v=-vGQjD…
2. 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲 𝗶𝘀 𝗯𝗲𝗶𝗻𝗴 𝗿𝗲𝗯𝘂𝗶𝗹𝘁 - Waweru points to strong market performance over the past two years and growing interest from foreign investors in local listings. QuickMart also offers something different from the financial services businesses that have historically dominated the NSE, helping broaden the market’s investment choices.

3. 𝗞𝗲𝗻𝘆𝗮 𝗵𝗮𝘀 𝗮 𝗽𝗶𝗽𝗲𝗹𝗶𝗻𝗲 𝗼𝗳 𝗽𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝗱𝗲𝗮𝗹𝘀 - Waweru describes a robust pipeline of potential transactions across the market, with continued opportunities in debt issuance and a need for more equity offerings. He also sees room for innovative products beyond conventional listings, giving investors more ways to deploy capital.

4. 𝗧𝗵𝗲 𝗻𝗲𝘅𝘁 𝗰𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲 𝗶𝘀 𝗰𝗼𝗻𝘃𝗲𝗿𝘁𝗶𝗻𝗴 𝗹𝗶𝘀𝘁𝗶𝗻𝗴𝘀 𝗶𝗻𝘁𝗼 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝘃𝗮𝗹𝘂𝗲 — A successful IPO is not simply about completing the transaction. It also requires strong governance, transparent communication and sustained business performance. For investors, access to an opportunity is only the beginning; assessing the business and its ability to create lasting shareholder value remains essential.

For more of this, catch this chat with Gregory Martin Waweru here: youtube.com/watch?v=-vGQjD…

#TheTradingBell #QuickMartIPO #NSE #CapitalMarkets #Investing #Kenya

𝐁𝐔𝐒𝐈𝐍𝐄𝐒𝐒 𝐇𝐈𝐆𝐇𝐋𝐈𝐆𝐇𝐓𝐒 𝐏𝐀𝐒𝐓 𝐖𝐄𝐄𝐊
1. @Nedbank 𝐂𝐨𝐦𝐩𝐥𝐞𝐭𝐞𝐬 𝐍𝐂𝐁𝐀 𝐓𝐚𝐤𝐞𝐨𝐯𝐞𝐫: Nedbank secured a controlling 66% stake in NCBA after shareholders tendered 79.9% of its shares, expanding its East African presence.

2. @QuickmartKenya 𝐈𝐏𝐎 𝐀𝐭𝐭𝐫𝐚𝐜𝐭𝐬 𝐊𝐒𝐡𝟕.𝟏𝟐𝐁𝐧 𝐟𝐫𝐨𝐦 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬: Four institutional investors have commitments totalling KSh7.12Bn - 47.5% of the KSh15Bn IPO. IFC’s KSh1.94Bn commitment remains subject to board approval. Shares are priced at KSh7.50, with the offer closing on 30 October.

3. @DangoteGroup 𝐓𝐚𝐤𝐞𝐬 𝟐𝟒.𝟕𝟔% 𝐨𝐟 𝐊𝐏𝐂: Aliko Dangote acquired the stake for about KSh42.5Bn and plans a further US$1.5Bn pipeline investment. KPC reported annual net profit of KSh11.58Bn.

4. @KenGenKenya 𝐍𝐚𝐦𝐞𝐬 𝐍𝐞𝐱𝐭 𝐂𝐄𝐎: Ronoh Kibet will succeed Peter Njenga from 1 February 2027.

5. @KRACare 𝐒𝐡𝐢𝐟𝐭𝐬 𝐂𝐚𝐫𝐠𝐨 𝐓𝐫𝐚𝐜𝐤𝐢𝐧𝐠: From 26 October, importers, exporters and transporters must use approved vendors for electronic tracking seals on dry cargo and motor vehicles.

6. @SanlamAllianzKe 𝐍𝐚𝐦𝐞𝐬 𝐍𝐞𝐰 𝐂𝐄𝐎: Jacqueline Karasha takes over on 1 November as the insurer plans to absorb its life subsidiary, which holds KSh38.47Bn in assets.

7. 𝐀𝐟𝐫𝐢𝐜𝐚𝐧 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐆𝐚𝐢𝐧 𝐆𝐫𝐨𝐮𝐧𝐝: African development finance institutions participated in US$4.7Bn of Q3 2026 financing, nearly triple the previous quarter. African investors featured in 69% of deals with identified investors.

8. 𝐊𝐞𝐧𝐲𝐚 𝐚𝐧𝐝 𝐔𝐊 𝐒𝐢𝐠𝐧 𝐀𝐯𝐢𝐚𝐭𝐢𝐨𝐧 𝐃𝐞𝐚𝐥: Mutual recognition of security procedures should reduce repeat baggage screening for eligible London-to-JKIA transfers, improving connections.

9. 𝐂𝐎𝐌𝐄𝐒𝐀 𝐏𝐮𝐬𝐡𝐞𝐬 𝐭𝐨 𝐓𝐮𝐫𝐧 𝐔𝐒$𝟏𝐓𝐧 𝐢𝐧𝐭𝐨 𝐓𝐫𝐚𝐝𝐞: The 21-member bloc prioritises industrialisation, local processing and fewer cross-border barriers as Zimbabwe assumes leadership.

10. 𝐊𝐞𝐧𝐲𝐚 𝐏𝐥𝐚𝐧𝐬 𝐒𝐭𝐚𝐦𝐩 𝐃𝐮𝐭𝐲 𝐑𝐞𝐥𝐢𝐞𝐟: A proposed exemption for land transactions worth KSh1Mn or less could save buyers up to KSh40,000 in stamp duty.

11. 𝐊𝐞𝐧𝐲𝐚 𝐓𝐢𝐠𝐡𝐭𝐞𝐧𝐬 𝐁𝐍𝐏𝐋 𝐎𝐯𝐞𝐫𝐬𝐢𝐠𝐡𝐭: Parliament plans to question digital lenders on lending practices, compliance and consumer complaints.

~ @kenyanwalstreet
#BusinessHighlights #KenyaBusiness #AfricanMarkets #CapitalMarkets