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Patrick Mrozowski

Verified account Atlas

@patrickmro

Builder @atlascard
atlascard.com Joined October 2024
232 Following 1.2K Followers 76 Posts

Latest posts 5

Patrick Mrozowski Verified account @patrickmro
october was our biggest month ever

the thing we changed: we stopped running Atlas like a consumer product. it looks like one; card, app, membership fee. but our top 200 members have more than $1T in combined net worth and our typical member spends ~$1M/yr on cards.

so I started treating it like enterprise sales. built a Claude agent to find members we could be doing more for and started calling them. a few calls ended with a six-figure trip booked through our concierge. a couple ended with the member asking how to invest.

the bigger lesson: there’s a new category forming and I’d call it the super consumer. the playbook for super consumers is enterprise, not consumer. we’re going to see companies that look like consumer companies hit $1B in revenue with tiny user bases. I think that’s exciting.

also, I’ve been pretty passive on here. that’s going to change. my last company’s Series A came through a DM on this app, and so did a lot of our early members. expect more from me on building Atlas, and random ideas on the market.
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Patrick Mrozowski Verified account @patrickmro
That’s why Atlas is invite only and gives you access, not coupons
Marc J. Randazza 🇺🇸 🇮🇹 🇧🇷 Verified account @marcorandazza Oct 25
I’m done with @AmericanExpress platinum card. It was worth $900 a year when you could get into lounges with it. There was some exclusivity.

Now every low class reject gets in. An hour waitlist and then when you finally get in, it’s people on speakerphone, screaming, acting like it’s a Carnival cruise.

Amex has been enshittified. I’ll save my 895 bucks a year.
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Patrick Mrozowski Verified account @patrickmro
One thing I admire about the legendary fintech founders (@NStoronsky @vladtenev @brian_armstrong @eglyman @patrickc and many more).

You have to be tough as nails to win in this market. Risk management, shipping financial products across multiple markets, ops teams, regulators. It's really fucking hard.

It's also why these teams are so talent dense. In fintech, there is never a shortage of hard problems to solve.
David Senra Verified account @davidsenra Aug 16
“The lifestyle of  an entrepreneur  at its core is:  I can take more pain than the other guy, and I'll prove it.”

“ There's a zen that can happen when a warrior has fought for a long time. You can get used to it.”

“ You almost start accepting it. Like, something bad happens and you don't even get mad.”

“ There are benefits.  But you need to make sure you don't get so used to it that it doesn't even bother you. You can get so zen, you're unbothered.”

“ There's something special about the extra fierceness of being bothered, being upset about something that is wrong.”

— @travisk
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