Ayush (@serayush)

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Proud and genuinely happy to share this next chapter. For the past two years, We've focused on building the most capital-efficient defi protocol for borrowers.

The best way to get there is to build it with Aave on V4. Same mission, much bigger reach.

Huge thanks to @0xPrince @cryptographicas @saurabh_evm @mihir_1101 for everything we built together, and to everyone who used, tested, and supported us. Excited for what's next with @aave 👻

Aave @aave 6d

Aave Labs has acquired the team and technology behind @avon_xyz, one of the leading companies working on fixed-rate lending onchain.

The Avon team brings deep protocol engineering and market-structure expertise to Aave Labs as it expands onchain lending for a mainstream audience.

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Ayush @serayush May 30

opus 4.8 max has been running pr review for 60 mins got derailed once initially. Codex gpt 5.5 reviewed the same pr in 10mins tho it didn't find any issues

Ayush @serayush Apr 22

We already know monolithic money markets are as safe as their worst asset. The contagion is real. It’s hard to scale this in terms of different collaterals. Isolated lending markets are better suited for this. But sacrifice capital efficiency and fragment liquidity. By building vaults on top of lending markets (managed by curators) this is solved to an extent but this now reintroduces contagion risk at vault layer. So the lender’s risk profile is essentially the same if not worst. In the worst case they now trust a curator instead of DAO.

We designed avon considering these limitations. We built isolated lending markets on top of orderbook for aggregation. This design takes the right tradeoffs at each layer. Keeping risk isolated at the markets layer to avoid contagion while avoiding liquidity fragmentation with matching layer/orderbook. The only downside is that lenders now have to express their risk preference directly.

Aave @aave Apr 20

Update on rsETH incident:

@LlamaRisk has published a report outlining the rsETH incident, the immediate actions taken, its impact on Aave, and potential paths forward.

All service providers have been working to assess the two potential bad debt scenarios on the Aave protocol.

Aave DAO service providers are also leading an effort with ecosystem participants to address any bad debt. This effort already has several indicative commitments from various parties and we are grateful for the strong support we have received so far.

We will share further updates as we have them.

In the meantime, the full report can be read here: governance.aave.com/t/rseth-incide…
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Ayush @serayush Feb 16

Fixed rate loans become attractive during a bear market but there is not enough borrowing demand onchain cos there is not much to do onchain. This is the reason why fixed rate onchain loans haven't taken off till now.

Fixed rate loans can work during a bear market if we get offchain borrowing demand.

Ayush Verified account @serayush Feb 16

during bull market crypto natives prefer floating rate over fixed rate to earn higher yield. degens don't want to cap their upside.

during bear market crypto yields are not attractive so capital leaves to earn more offchain
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Ayush @serayush Feb 16

during bull market crypto natives prefer floating rate over fixed rate to earn higher yield. degens don't want to cap their upside.

during bear market crypto yields are not attractive so capital leaves to earn more offchain

Ayush

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