YO

The YOverse just got its own dedicated lending market.

Introducing the YO Ecosystem Vault on @Morpho: 9% APY for USDC lenders, and up to 7x leverage on YO yield for depositors.

Curated by @kpk_io. Now live on Ethereum.
🧵⬇️

yoUSD now has its own offers on a fixed-rate order book.

Morpho Midnight, the new credit layer from @Morpho, lets yoUSD lend at a locked rate for up to 60 days against cbBTC collateral, priced by the YO Midnight engine to earn depositors a premium for the term.

Got ethereum:0xdac17f958d2ee523a2206206994597c13d831ec7?

The yoUSD vault supports native Ethereum deposits, and handles bridging and swapping in the background from other supported chains like @base, @avax, and @Optimism.

No headache, no extra steps. Your only task is clicking deposit.

Deposit your idle USDT today and earn 6.82% from low-risk, blue-chip strategies:

app.yo.xyz/vault/base/you…

Guilty as charged.

YO shoulders the complexity so your Earn experience stays simple.

Since the team reassessed risk across every yoVault, the V2 upgrade has made YO’s risk watching and yield delivery stronger than ever.

✅ Yield, optimized.
✅ Risk, accounted for.

Cover on yoUSD now costs 62% less than it did earlier this year.

The premium on @OpenCover's Covered yoUSD vault is 1.52% a year, down from 3.96%.

Depositors earn 5.96% after the premium, paid directly from yield (no upfront cost), with @NexusMutual underwriting. YOpencover.