Zac Townsend

meanwhile | Bitcoin Life Insurance

@ztownsend

CEO @meanwhile Rebuilding long-term insurance from first principles to protect your family and your wealth.

San Francisco, CA meanwhilelife.link/zac Joined January 2009

1.1K Following 8.2K Followers 8.9K Posts

Latest posts 5

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Zac Townsend @ztownsend May 26

I am proud to share that, in a full Bitcoin market cycle of 2025 with all the drawdowns and volatility, @meanwhile grew total assets by 437% to 1,183.11 BTC.

Our 2025 audited financial statements are public with 20.89 BTC in net income for the year.

This is our second consecutive profitable year.

All because of a team of resilient and old school financial people who are dedicated to making this company the biggest life insurer in the world.

Full announcement: meanwhile.bm/financials/

meanwhile.bm 2025: Letter from the CEO | Meanwhile Read 2025: Letter from the CEO from Meanwhile Insurance Bitcoin (Bermuda) Limited's financial disclosures.

meanwhile | Bitcoin Life Insurance Verified account @meanwhile May 26

We are proud to share that Meanwhile surpassed 1,183 BTC in audited assets in 2025.

With a 437% growth in assets across the year.

We remain the only company in the world to have BTC-denominated financials externally audited.

Here’s an overview of our Financial statements🧵

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Zac Townsend @ztownsend 16h

Working on this — have a small team at @meanwhile working on a proactive AI agent that IS financial advice in a binding, legal sense

signüll Verified account @signulll 2d

one thing about today's personal finance ai products is that they offer very little value beyond a dashboard type experience. i.e. they are built on observability rather than actual agency.

there are so many mechanics in which finance can work as a vector to deeply optimize your relationship with money, primarily how you spend, & how you make money.

there are so many opportunity scopes around this & many of the current offerings are fragmented. e.g. there are very few set it & forget it agents that work. personal finance should be one of the most autonomous categories in personal ai.. this is why when labs launch products even in these categories, they're much more surface level & they don't offer depth without configuration & management. that's i think there a huge set of opportunities lie in personal ai experiences in general.
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Zac Townsend @ztownsend 3d

After spending many hours in line today to meet Disney princesses with my daughter, I have decided that Tiana is my favorite. She’s a self made entrepreneur, not a hereditary autocrat like most of the lot.

Zac Townsend @ztownsend 3d

As a lifelong Democrat who has dedicated his career to using digital assets for financial inclusion, I’d like to improve the industry’s standing. Democratic staff and lawmakers are so allergic to crypto that we need a long and honest effort. I’d like to create a 501(c)3 think tank in DC that builds digital asset tools and advocates on the topics of democracy, cryptographic tools, national security, extending dollar dominance, and financial inclusion.

Zac Townsend @ztownsend 3d

Good time to share that I have pending patents on a nuclear powered submarine data center that that we spec out can do 250 MWs — cooled with saltwater, safe from attack, and we have clever ideas on latency. We are just one pre order away from a build 🤣