Adam Blumberg, CFP ®

This is the moment we built Protocol Wealth for.

When we started the firm, we saw a clear gap.

People who had built significant wealth in Bitcoin, protocol tokens and other digital assets deserved professional financial advice. They needed sophisticated wealth management, thoughtful custody structures and advisers who understood both traditional finance and the onchain world.

That combination was difficult to find.

Then the bear market arrived. Protocol tokens fell sharply. Even major digital assets experienced significant declines. Planning felt less urgent.

But every market cycle tends to produce the same lesson:

During the bull market, people assume it will continue.
During the bear market, they wish they had made a plan while prices were higher.

Now, market activity is returning - but this moment is bigger than another crypto cycle.

Stablecoins are becoming more widely used for payments and yield. More traditional assets are being tokenized. A greater share of personal wealth will be represented on blockchains and potentially used within DeFi.

Investors will still need help answering familiar questions:

• How much risk am I taking?
• How concentrated am I?
• What should I sell, retain or diversify?
• How does this wealth support my family and long-term goals?

But they will also face newer questions:

• How should these assets be custodied?
• Which wallets, platforms and smart contracts are appropriate?
• How do I evaluate on-chain opportunities and their risks?
• How do I move safely between traditional and on-chain financial systems?

That is what we have been preparing for.

We’ve combined decades of traditional financial experience with deep knowledge of crypto, DeFi, wallets, custody and security. We’ve built the technology, reporting and operating systems needed to advise clients across both worlds.

AI is becoming part of that evolution as well - not as a replacement for judgment, but as a tool to operate more efficiently and do more for clients while protecting their information.

For @JasonLeupold, @nickryg and me, this is the convergence we anticipated when we started @Protocol_Wealth.

And it feels like the work is just beginning.

No one ruins first and goal quite like Sark

Most crypto employees are told how many tokens they will receive

Far fewer are given a framework for what happens next

- When do the tokens vest?
- When are they taxable?
- Is anything being withheld?
- Where will they be held?
- Is there enough liquidity to sell the desired amount without materially affecting the price?
- How much should remain exposed to the token?
- What happens if the employee loses access - or if something happens to them?
- How does this wealth help pay taxes, buy a house, fund education or create long-term financial independence?

Token compensation is not simply another line on a pay statement

For some employees and early contributors, it may become the largest financial asset their family owns

That is why in addition to the @bloccelerate Founder Summit, I'm meeting with crypto companies in New York this week about employee education and individual planning around token compensation

The goal isn't to tell everyone to sell

It's to help people understand what they own, what decisions are approaching and how those decisions connect to the rest of their lives

If your company provides token compensation - or you personally receive it - let's talk soon

Send me a message if you’d like to talk.

@Protocol_Wealth

This is exactly why many people need a financial advisor.

You create an Investment Policy Statement when markets are calm and you are unemotional.

Your advisor helps you stick to it when markets move.

Onchain does not have to mean on your own

You can retain control of your assets and participate in DeFi while receiving professional help with due diligence, custody, allocation and execution

Self-custody and professional financial advice are not mutually exclusive

@QaptureX