Ram Parameswaran

Plaid Verified account @Plaid · 6d

Introducing Intelligent Finance, a new podcast hosted by @zachperret

What happens when technology changes what's possible with money? Who we’re asking first:
🎙️ @chrisrbritt of @chime + @ChimeNewsroom
️️🎙️ @mlevchin of @Affirm
🎙️ @amasad of @replit

Episodes drop November 10.

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Patrick Mrozowski Verified account @patrickmro · Nov 5

october was our biggest month ever

the thing we changed: we stopped running Atlas like a consumer product. it looks like one; card, app, membership fee. but our top 200 members have more than $1T in combined net worth and our typical member spends ~$1M/yr on cards.

so I started treating it like enterprise sales. built a Claude agent to find members we could be doing more for and started calling them. a few calls ended with a six-figure trip booked through our concierge. a couple ended with the member asking how to invest.

the bigger lesson: there’s a new category forming and I’d call it the super consumer. the playbook for super consumers is enterprise, not consumer. we’re going to see companies that look like consumer companies hit $1B in revenue with tiny user bases. I think that’s exciting.

also, I’ve been pretty passive on here. that’s going to change. my last company’s Series A came through a DM on this app, and so did a lot of our early members. expect more from me on building Atlas, and random ideas on the market.

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