Daragh
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Building Imprint
61 Following 95 Followers 58 Posts
Latest posts 5
Wholly endorse this. One of America鈥檚 strengths is that we swing between parties and experiment with what we want from our democracy. It鈥檚 also a testament to the separation of powers that the courts have remained a respected check on executive overreach, regardless of which party is in power and contrary to alarmist predictions of authoritarian outcomes.
It seems to me that democracy has on the whole worked very well in America over the last decade, and perhaps better than in any other major country in the West. National outcomes have repeatedly been responsive to underlying voter preferences on meaningful questions, and significant changes in policy have ensued. I鈥檝e been reading Democracy in America this past week, and it鈥檚 striking how much it still rhymes nearly two centuries later.View quoted post on X
This was a ton of fun! I spoke at 1.5x speed so you don't have to adjust your settings... Thanks @rexsalisbury
Brands have been stuck in a loveless marriage with their banks for 20 years. Daragh Murphy thinks agentic commerce will hit the banks harder than the brands.
(0:00) Can Imprint Beat 300-Year-Old Banks?
(2:33) Who Loses More to Agents: Banks or Brands?
(7:33) What If Your Card Lived in the Brand's App?
(11:22) Why Co-Branded Cards Exist at All
(13:50) Why Does Fiserv Still Run on a Mainframe?
(15:57) Why Did Murphy Tank His Credit for Fanatics?
(18:28) Did the Apple Card Really Burn Its Bank?
(19:56) Are AI Agents Flooding Brands With Disputes?
(22:26) Should You Hand Your Cards to an AI Agent?
(24:39) Inside Imprint's $100M Infrastructure Bet
(28:29) Is the Bank Charter Rush Just FOMO?
(32:31) Should Founders Take an Incubation Deal?
(34:57) Why Do VCs Hate Consumer Credit?
(40:12) Sequoia Passed During His Honeymoon
(41:10) What's Inside Imprint's $400M in Revenue?
(44:53) Can Imprint Hit $10B With Under 300 People?
(48:26) Can an AI Agent Be Your Personal Trainer?
(50:06) What's in a Fintech CEO's Money Stack?View quoted post on X
@ImprintPayments is at >$1.2M revenue / employee today. Will be close to $1.5M by EOY.
revenue per employee tells you a lot about company culture & talent density
jane street's revenue/employee only rivaled by anthropic
ramp is highest among fintech startups, but still lower than goldmanView quoted post on X
