Crypto is often assumed to carry more risk than traditional assets. Serge Kaulitz, Head Digital Assets Services at Luzerner Kantonalbank, sees it differently.
Take Lombard loans. An ETF share can only be traded during banking hours, so if markets drop overnight or at the weekend, the bank has to wait to act. Bitcoin trades 24/7, so a position can be liquidated on a Sunday afternoon if needed, which reduces risk rather than adding to it. Serge also points to transparency: every transaction can be traced on-chain, which makes blockchains a poor place for money laundering.
Having started in the space a decade ago, Serge has helped bring digital assets into a bank with 175 years of client trust. Luzerner Kantonalbank’s offering is fully integrated into its e-banking, so clients can hold crypto alongside their existing accounts and securities without any prior experience. The challenge, he says, is keeping pace with a fast, complex field while integrating it into legacy systems.
🎥 Serge features in the latest episode of CV Summit Presents: Leaders in Focus, powered by notus. Watch the full interview below 👇
Take Lombard loans. An ETF share can only be traded during banking hours, so if markets drop overnight or at the weekend, the bank has to wait to act. Bitcoin trades 24/7, so a position can be liquidated on a Sunday afternoon if needed, which reduces risk rather than adding to it. Serge also points to transparency: every transaction can be traced on-chain, which makes blockchains a poor place for money laundering.
Having started in the space a decade ago, Serge has helped bring digital assets into a bank with 175 years of client trust. Luzerner Kantonalbank’s offering is fully integrated into its e-banking, so clients can hold crypto alongside their existing accounts and securities without any prior experience. The challenge, he says, is keeping pace with a fast, complex field while integrating it into legacy systems.
🎥 Serge features in the latest episode of CV Summit Presents: Leaders in Focus, powered by notus. Watch the full interview below 👇
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